PRIME

premium card

Your advantages:

  • Cashback up to 8% in rubles or up to 12% in miles, +5% cashback in restaurants

  • Payment with your smartphone

  • Airport transfers, travel insurance, business lounges

  • Up to 8% per annum on the current account every day

Privileges of your level


PRIME card

8 800 700 83 03

Premium debit card PRIME Mir Supreme is created to emphasize your special status and bring new privileges into your life. Become our premium client →

Freedom of financial management

Freedom of financial management

  • You can choose your cash back on purchases:

    — miles up to 12%
    — up to 8% in rubles
    — up to 8% in bonus points on a partner's card
  • Special conditions on deposits and loans
  • Cash withdrawal in rubles without fees at any ATMs in Russia

Freedom of travel

Freedom of travel

  • Business lounge services at airports
  • Trips to and from the airport with a personal driver in a premium car
  • Travel insurance for you and your family, even when traveling without you

More privileges

Digital Prime Club Online Privileges

For your family

  • 5 additional cards with free cash withdrawals
  • Travel insurance even on trips without primary cardholder

Pay with your smartphone

Pay with your smartphone

Contactless payment all over Russia

Mir Supreme

Mir Supreme

Additional 5% cashback for restaurants and other offers

Loyalty program «Privet!)»

As part of the loyalty program «Privet!)» of the payment system you can receive additional increased cashback up to 30%, discounts and prizes. Choose any promotions and special offers marked «Only with Mir Supreme» and «Better with Mir Supreme» in the section «All promotions». The list of promotions is updated every month!

Pay in any restaurants in Russia with premium card PRIME of payment system «Mir» and get additional 5% of cashback! Read more on the site.

What is nice is that discounts and cashback from partners of the payment system are summarized with discount programs of stores and with compensation from the bank.

Cashback is deposited to the card not earlier than 3 working days from the date of purchase.

 

Rules of the loyalty program for «Mir» cardholders


UniCredit Prime Club

With the PRIME card you become a member of the UniCredit Prime Club. This means that you now have access to premium services and individual approach.
Become a UniCredit Prime Club client →

There is more to it than that!

Now we will go into more detail about your privileges.

Personal manager

A personal manager will assist you in any financial matters.

UniCredit Prime Club phone line

Dedicated line for privileged clients: 8 800 700 83 03.

Special service areas

Solve your questions in complete confidentiality and comfort.

Get a PRIME card and choose a rewards program for your purchases, which you can always change.

Miles

Miles

For all purchases depending on the amount spent:

On cards in rubles

  • 1,5% - from 10,000,01 to 100,000 ₽ per month
  • 4% - from 100,000,01 to 400,000 ₽ per month (onwards – 1%)

 

Extra miles on purchases at travel.unicredit.ru

  • 8% on hotels
  • 3% on air and rail tickets
  • 4% for car rental
  • 4% for bus tickets

 

30% — for Duty Free purchases

Smart cashback

Smart cashback

Cashback up to 8% in increased categories and 1% for all other purchases without restrictions.

For main and additional cards in rubles.

 

The categories of increased cashback include cars and transport, clothing and shoes, beauty and health, restaurants, cafes and entertainment. Including video, media, game and music content: Amediateka, Okko, Delivery Club.

 

All this depends on the amount spent (maximum cash back is 10,000 ₽ per month):

  • 4% — from more than 10 000 ₽ per month
  • 8% — from more than 100 000 ₽ per month

 

For other purchases

  • 1% (no limit on the cash back amount)

 

The increased cashback is calculated on that of five categories in which there was the most expenses for month. If purchases in this category exceeded 25% of the total amount of expenses, 1% is charged for the amount of excess, without restrictions.

 

How to receive cashback — you decide:

  • In rubles to the PRIME card;
  • In bonuses to a partner's card. Among them:

 

Примеры доступных партнеров

 

 

Once a month choose a new partner or change the way you receive your cashback.

Manage your loyalty program through the «Your Bonuses» section in Mobile.UniCredit or Enter.UniCredit — check the information about your purchases, earned cashback, connect and change partner programs, and exchange points for rubles.

Cashback for everything

Cashback for everything

On main and additional cards in rubles for all purchases:

  • 1% — over 10,000 ₽ and up to 50,000 ₽ per month
  • 3% — over 50,000 ₽ and up to 100,000 ₽ per month
  • 5% — over 100,000 ₽ per month

You can choose between term deposits, savings accounts, savings and investment life insurance programs to place your funds.

Term deposits

You can open a deposit in rubles at Bank branches or online.

Current account Click

With current account Click, you will have full access to your funds. Interest income will be paid on your ruble account balance every day.

Money transfers and online services

Transfer money to accounts in other banks via online bank Enter.UniCredit and mobile application Mobile.UniCredit with no commission in Rubles, with no limits on the number and amount of transfers.

Enjoy our free remote services:

  • mobile application Mobile.UniCredit
  • online bank Enter.UniCredit
  • SMS notification service

Business lounge access

Start your trip in comfort — wait for your flight in a comfortable environment, make appointments, enjoy discounts at restaurants with your family.

1,000,000 ₽ in the bank = 1 free business lounge pass.

First 2 months of validity — 2 free passes per month.

 

Get access with no limit on the number of passes if one of the conditions is met:

  • Bank balances of 6,000,000 ₽ and purchases of 10,000 ₽ or more on ruble cards;
  • Bank balances of 3,000,000 ₽ and purchases of 100,000 ₽ or more on ruble cards.

Otherwise, each pass, including guests, for a business lounge in the Russian Federation — 2 000 ₽, outside the Russian Federation — $36 (charged in roubles at the bank exchange rate on the date of the account balance). Each guest’s visit will be counted as a separate pass.

 

After registering with the service you will have access to a QR code to visit the business lounge. The code can be found in the Mir Pass section of your personal account at privetmir.ru or in the «Profile» section of the «Privet!)» app.

At the airports and railway stations please follow the ON PASS signs. When you enter the business lounge, please tell the employee that you are using the ON PASS programme and show the QR code.

If you are visiting the business lounge with family or friends, they will only be able to go through with you. The conditions of stay are determined by each individual business lounge.

Airport transfers

Where to go:

  • to and from the airport within the city

 

Any of the conditions of the previous month will count:

  • you have 6,000,000 ₽ on your accounts, and your purchases* exceeded 10,000 ₽
  • you have 3,000,000 ₽ on your accounts, and your purchases* exceeded 100,000 ₽

* using PRIME card

The maximum amount that the promo code will cover is 2,500 ₽. If the trip is more expensive, you will have to pay the difference.

 

For customers from from Moscow, St. Petersburg and their regions

The service is provided by our partner — service for ordering a premium car with a personal driver Wheely (Wheely Ltd.).

Only professional drivers who have passed strict selection work with Wheely. Transfers are made on business class Mercedes-Benz cars no older than three years. When pre-ordered, the driver will meet you with a plate in the arrival area, help with luggage and take care of your comfort during the trip.

Transfers are  possible at Business and Business Light tariff plans.

Каждый год вы можете заказать 24 трансфера в аэропорт и обратно в автомобиле премиум-класса с сервисом Wheely («Вили»): до 2 трансферов в месяц

 

How to use

  1. If the conditions are fulfilled, the next month you will receive a personal link with promotional code for 2 transfers from Wheely in our internet-bank and mobile app.
  2. To order a transfer you will need click the link and register.

Learn more about Wheely rates, classes of service and geography at wheely.

 

 

For clients from other cities

Take advantage of airport transfers with Yandex Go service. This is Russia's largest technological service for ordering transfers, which operates in all Russian cities with millions of inhabitants and is constantly expanding its geography.

The list of cities where Yandex Go is represented is available here.

Воспользуйтесь трансфером в аэропорт и обратно с сервисом Яндекс Go

 

How to use

  1. Open the Yandex Go app, on the home screen, tap on the three bars in the top left corner.
  2. Go to the "Discounts" section and enter the promo code for the trip.
    • Please note that you will need a unique promo code for each trip. We send promo codes for trips every month through the "Correspondence with the bank" section in Mobile.UniCredit app, the subject of the e-mail is "Your use of PRIME card". The promo code is valid until the 10th day of the next month.
  3. Choose the place of submission and destination of the trip. Pay for the trip with the promo code.

Insurance and cash withdrawals

Insurance during foreign travel

While traveling, your whole family is under protection: insurance works both for you and your family members, including their trips without you.

  • Insurance includes medical insurance and legal aid, compensation if the trip is cancelled, assistance if documents and tickets are lost.
  • The program covers sports activities on an amateur level, alpine skiing, rafting, horse and skate riding.
  • If medical aid is needed, the coverage will be up to 150,000 euros.
  • If your luggage is lost, administrative support will be provided, and the amount of indemnity will be up to 2,250 euros.

 

Cash withdrawals

You always have access to cash: withdrawing money from the main and additional cards in Rubles at any ATM in Russia will be free for you.

Miles program and Airport transfers: Available only to PRIME primary card holders in roubles. Up to 24 rides with Wheely premium service: 1 promo code for two rides at a discount of 2,500 ₽ if any of the following conditions are met: balances of ₽ 6 million and over 10,000 ₽ or balances of ₽ 3 million and over 100,000 ₽ of purchases. The promo code allows you to receive a discount on airport transfers to/from the airport within one calendar month. The discount amount does not exceed 2,500 ₽. In the event that the cost of travel is less than or equal to the discount, the discount will cover 100% of the cost of travel, the remaining discount is non-refundable. In case the price of the trip exceeds the discount value, the remaining sum is to be paid from the customer’s own funds. Transfers are valid for City — Airport, Airport — City within the conditional city boundaries; all additional services (signage, waiting time, toll road) are payable separately. This service applies to airports within one city only. This service is available for Moscow, St. Petersburg, Sochi, London (Heathrow and Gatwick airports) and Paris (Paris-Charles-de-Gaulle, Paris-Orly and Paris-Le Bourget airports). The service is provided by Wheely (Wheely Technologies LTD), a service for ordering a premium car with a personal driver.

Insurance: The service is provided by IJSC RESO-Garantiya, insurance license SI No. 1209. reso.ru

Cash withdrawal: When withdrawing cash from an ATM of a third party bank, a fee may be charged in accordance with the conditions of that bank.

 

Use the PRIME card for free

All you have to do is comply with one of the conditions:

  • keep in the Bank from 3,000,000 ₽
  • keep in the Bank from 1,500,000 ₽ and spend on cards of one type from 100,000 ₽
  • keep in the Bank from 1,500,000 ₽ and transfer on the ruble accounts from 100,000 ₽

You can keep your savings in savings accounts, deposits, savings and investment life insurance programs or mutual funds.

If balances or transaction amounts are below the required level, the service fee will bе 5,000 ₽ per month.

Service of the first five currency and additional cards is free of charge, starting with the sixth card – 5,000 ₽ per year.

Balances as of the last business day of the month on current accounts and deposits opened in UniCredit Bank, including the amount of insurance premiums under investment and savings life insurance programs from Ingosstrakh Life, Rosgosstrakh Life and Alliance Life concluded with the Bank starting from 28 August 2017, and funds on investment fund accounts managed by TCB Investment Partners (JSC) that were purchased from the Bank, are taken into account. Purchases mean payment transactions for goods, works and services at merchants, including on the Internet, made by main and additional ruble and foreign currency cards of the same type and reflected on the account for a calendar month. Cash funds on all ruble accounts received by transfers from other banks, including from the card of other bank to the card of JSC UniCredit Bank, as well as intrabank transfers from the accounts of legal entities and individual entrepreneurs are taken into account as receipts. 

Currency cards: as of 06/24/2022, the Bank temporarily suspended the opening of new accounts in foreign currency.

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